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    Redlining Maps


    Today's DCRP Guest: Daniel Hartley, Economist at the Federal Reserve Bank of Chicago. Hartley discussed the effects of the 1930s HOLC “Redlining” Maps".

    Hartley's research focuses on credit access as a potentially important determinant of differences across neighborhoods. Specifically, he examined the short- and long-run effects of the recently digitized 1930s era HOLC maps by linking them to Census and credit bureau data.  His analysis uses residents living on just either side of an HOLC graded boundary and controls for pre-HOLC characteristics as well as differences from counterfactual boundaries using propensity score weighting. He found that areas that were redlined in the 1930s experienced an immediate decline in house values and an increase in racial segregation by 1940. There was also evidence of a long-run effect on rates of home ownership in later Censuses.

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